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AWARD Complete Services

Payment Initiation Services

Published 24 Sep 2026
24 Sep 2026
Closed 2 Oct 2025


Reference: 25-F-07-278
NS&I has a requirement for the provision of Payment Initiation Services in order to make it easy for our customers to pay NS&I by bank transfer using a secure, simple and efficient process. NS&I Customer research has shown that three key factors influence how customers choose to pay: Security, Ease and Confidence. Payment initiation offers a well-defined journey, with the necessary account details securely transferred using Open Banking technology. This reduces the risk of the customer making an error, and makes it easier for the customer to complete the task than a manually set up bank transfer. For NS&I, Payment Initiation is more cost-effective than debit card. Through the use of Payment Initiation, NS&I aims to reduce our future payment costs. We expect the Supplier to provide Application Programming Interfaces (APIs) to allow NS&I to enable our customers to seamlessly transition from our new mobile app or future website, to the customer's own bank and back to our online service for confirmation. The API should pre-populate the sort code, account number, account name, payment amount and payment reference. At a later date, NS&I may also require the following additional services: - Account Information, including the following services: Fraud Services, Identity Services, Income Verification Services, Affordability Services, Risk Identification Services and Transaction/ Fund Tracing and Monitoring Services. - Confirmation of Payee **Contract awarded via Further Competition under the Government Commercial Agency Open Banking (Data, Digital Payments & Confirmation of Payee Services) DPS RM6301.** Additional information: Contract includes one optional 12 month extension period.

Full CPV breakdown

  • 66000000 — Financial and insurance services (primary)
  • 66100000 — Banking and investment services
  • 66110000 — Banking services
  • 66111000 — Central bank services
  • 66112000 — Deposit services
  • 66113000 — Credit granting services
  • 66113100 — Micro-credit granting services
  • 66114000 — Financial leasing services
  • 66115000 — International payment transfer services
  • 66120000 — Investment banking services and related services
  • 66121000 — Mergers and acquisition services
  • 66122000 — Corporate finance and venture capital services
  • 66130000 — Brokerage and related securities and commodities services
  • 66131000 — Security brokerage services
  • 66131100 — Pension investment services
  • 66132000 — Commodity brokerage services
  • 66133000 — Processing and clearing services
  • 66140000 — Portfolio management services
  • 66141000 — Pension fund management services
  • 66150000 — Financial markets administration services
  • 66151000 — Financial market operational services
  • 66151100 — Electronic marketplace retailing services
  • 66152000 — Financial market regulatory services
  • 66160000 — Trust and custody services
  • 66161000 — Trust services
  • 66162000 — Custody services
  • 66170000 — Financial consultancy, financial transaction processing and clearing-house services
  • 66171000 — Financial consultancy services
  • 66172000 — Financial transaction processing and clearing-house services
  • 66180000 — Foreign exchange services
  • 66190000 — Loan brokerage services
  • 66500000 — Insurance and pension services
  • 66510000 — Insurance services
  • 66511000 — Life insurance services
  • 66512000 — Accident and health insurance services
  • 66512100 — Accident insurance services
  • 66512200 — Health insurance services
  • 66512210 — Voluntary health insurance services
  • 66512220 — Medical insurance services
  • 66513000 — Legal insurance and all-risk insurance services
  • 66513100 — Legal expenses insurance services
  • 66513200 — Contractor's all-risk insurance services
  • 66514000 — Freight insurance and Insurance services relating to transport
  • 66514100 — Insurance related to Transport
  • 66514110 — Motor vehicle insurance services
  • 66514120 — Marine, aviation and other transport insurance services
  • 66514130 — Railway insurance services
  • 66514140 — Aircraft insurance services
  • 66514150 — Vessel insurance services
  • 66514200 — Freight insurance services
  • 66515000 — Damage or loss insurance services
  • 66515100 — Fire insurance services
  • 66515200 — Property insurance services
  • 66515300 — Weather and financial loss insurance services
  • 66515400 — Weather-related insurance services
  • 66515410 — Financial loss insurance services
  • 66515411 — Pecuniary loss insurance services
  • 66516000 — Liability insurance services
  • 66516100 — Motor vehicle liability insurance services
  • 66516200 — Aircraft liability insurance services
  • 66516300 — Vessel liability insurance services
  • 66516400 — General liability insurance services
  • 66516500 — Professional liability insurance services
  • 66517000 — Credit and surety insurance services
  • 66517100 — Credit insurance services
  • 66517200 — Surety insurance services
  • 66517300 — Risk management insurance services
  • 66518000 — Insurance brokerage and agency services
  • 66518100 — Insurance brokerage services
  • 66518200 — Insurance agency services
  • 66518300 — Insurance claims adjustment services
  • 66519000 — Engineering, auxiliary, average, loss, actuarial and salvage insurance services
  • 66519100 — Oil or gas platforms insurance services
  • 66519200 — Engineering insurance services
  • 66519300 — Auxiliary insurance services
  • 66519310 — Insurance consultancy services
  • 66519400 — Average adjustment services
  • 66519500 — Loss adjustment services
  • 66519600 — Actuarial services
  • 66519700 — Salvage administration services
  • 66520000 — Pension services
  • 66521000 — Individual pension services
  • 66522000 — Group pension services
  • 66523000 — Pension fund consultancy services
  • 66523100 — Pension fund administration services
  • 66600000 — Treasury services
  • 66700000 — Reinsurance services
  • 66710000 — Life reinsurance services
  • 66720000 — Accident and health reinsurance services

Notice details

Competition
Framework or DPS call-off (only suppliers already on the framework)
Contract type
Services
Winning supplier
Large company
Procurement method
Call-off from a dynamic purchasing system
Main category
Services
Notice status
Complete
Award status
Active
Award date
21 Nov 2025
Suitable for SMEs
No
Suitable for VCSEs
No
Language
EN
Published
24 Sep 2026 09:56
Deadline
02 Oct 2025 16:00
OCID
ocds-b5fd17-23e15d33-8979-4cf5-bd91-6493041cd4ad
Notice ID
25-F-07-278

Organisations on this notice

The Wingate, Shaftesbury Avenue, London, England, W1D 5DY
GB-COH 11114967

Everything the publisher included in this notice, organised by section.

Tender

Title Payment Initiation Services
Status complete
CPV › Description Financial and insurance services
CPV › CPV 1 › Description Banking and investment services
CPV › CPV 2 › Description Banking services
CPV › CPV 3 › Description Central bank services
CPV › CPV 4 › Description Deposit services
CPV › CPV 5 › Description Credit granting services
CPV › CPV 6 › Description Micro-credit granting services
CPV › CPV 7 › Description Financial leasing services
CPV › CPV 8 › Description International payment transfer services
CPV › CPV 9 › Description Investment banking services and related services
CPV › CPV 10 › Description Mergers and acquisition services
CPV › CPV 11 › Description Corporate finance and venture capital services
CPV › CPV 12 › Description Brokerage and related securities and commodities services
CPV › CPV 13 › Description Security brokerage services
CPV › CPV 14 › Description Pension investment services
CPV › CPV 15 › Description Commodity brokerage services
CPV › CPV 16 › Description Processing and clearing services
CPV › CPV 17 › Description Portfolio management services
CPV › CPV 18 › Description Pension fund management services
CPV › CPV 19 › Description Financial markets administration services
CPV › CPV 20 › Description Financial market operational services
CPV › CPV 21 › Description Electronic marketplace retailing services
CPV › CPV 22 › Description Financial market regulatory services
CPV › CPV 23 › Description Trust and custody services
CPV › CPV 24 › Description Trust services
CPV › CPV 25 › Description Custody services
CPV › CPV 26 › Description Financial consultancy, financial transaction processing and clearing-house services
CPV › CPV 27 › Description Financial consultancy services
CPV › CPV 28 › Description Financial transaction processing and clearing-house services
CPV › CPV 29 › Description Foreign exchange services
CPV › CPV 30 › Description Loan brokerage services
CPV › CPV 31 › Description Insurance and pension services
CPV › CPV 32 › Description Insurance services
CPV › CPV 33 › Description Life insurance services
CPV › CPV 34 › Description Accident and health insurance services
CPV › CPV 35 › Description Accident insurance services
CPV › CPV 36 › Description Health insurance services
CPV › CPV 37 › Description Voluntary health insurance services
CPV › CPV 38 › Description Medical insurance services
CPV › CPV 39 › Description Legal insurance and all-risk insurance services
CPV › CPV 40 › Description Legal expenses insurance services
CPV › CPV 41 › Description Contractor's all-risk insurance services
CPV › CPV 42 › Description Freight insurance and Insurance services relating to transport
CPV › CPV 43 › Description Insurance related to Transport
CPV › CPV 44 › Description Motor vehicle insurance services
CPV › CPV 45 › Description Marine, aviation and other transport insurance services
CPV › CPV 46 › Description Railway insurance services
CPV › CPV 47 › Description Aircraft insurance services
CPV › CPV 48 › Description Vessel insurance services
CPV › CPV 49 › Description Freight insurance services
CPV › CPV 50 › Description Damage or loss insurance services
CPV › CPV 51 › Description Fire insurance services
CPV › CPV 52 › Description Property insurance services
CPV › CPV 53 › Description Weather and financial loss insurance services
CPV › CPV 54 › Description Weather-related insurance services
CPV › CPV 55 › Description Financial loss insurance services
CPV › CPV 56 › Description Pecuniary loss insurance services
CPV › CPV 57 › Description Liability insurance services
CPV › CPV 58 › Description Motor vehicle liability insurance services
CPV › CPV 59 › Description Aircraft liability insurance services
CPV › CPV 60 › Description Vessel liability insurance services
CPV › CPV 61 › Description General liability insurance services
CPV › CPV 62 › Description Professional liability insurance services
CPV › CPV 63 › Description Credit and surety insurance services
CPV › CPV 64 › Description Credit insurance services
CPV › CPV 65 › Description Surety insurance services
CPV › CPV 66 › Description Risk management insurance services
CPV › CPV 67 › Description Insurance brokerage and agency services
CPV › CPV 68 › Description Insurance brokerage services
CPV › CPV 69 › Description Insurance agency services
CPV › CPV 70 › Description Insurance claims adjustment services
CPV › CPV 71 › Description Engineering, auxiliary, average, loss, actuarial and salvage insurance services
CPV › CPV 72 › Description Oil or gas platforms insurance services
CPV › CPV 73 › Description Engineering insurance services
CPV › CPV 74 › Description Auxiliary insurance services
CPV › CPV 75 › Description Insurance consultancy services
CPV › CPV 76 › Description Average adjustment services
CPV › CPV 77 › Description Loss adjustment services
CPV › CPV 78 › Description Actuarial services
CPV › CPV 79 › Description Salvage administration services
CPV › CPV 80 › Description Pension services
CPV › CPV 81 › Description Individual pension services
CPV › CPV 82 › Description Group pension services
CPV › CPV 83 › Description Pension fund consultancy services
CPV › CPV 84 › Description Pension fund administration services
CPV › CPV 85 › Description Treasury services
CPV › CPV 86 › Description Reinsurance services
CPV › CPV 87 › Description Life reinsurance services
CPV › CPV 88 › Description Accident and health reinsurance services
Item › Delivery › Delivery 1 › Postcode SW1P 3BT
Item › Delivery › Delivery 2 › Country United Kingdom
Procedure type selective
Procedure Call-off from a dynamic purchasing system
Bidding period › End 2 Oct 2025
Contract period › Start 30 Aug 2026
Contract period › End 29 Aug 2030
Suitable for › SMEs No
Suitable for › VCSEs No
Category services

Organisations

Party 1 › Name NS&I
Party 1 › Identifier › Legal Name NS&I
Party 1 › Address › Street Riverside House, 2A Southwark Bridge Road, London SE1 9HA, 2A Southwark Bridge Road
Party 1 › Address › Town / city London
Party 1 › Address › Postcode SE1 9HA
Party 1 › Address › Country England
Party 1 › Contact › Email Malcolm.Edwards@nsandi.com
Party 1 › Role buyer
Party 2 › Name Ecospend Technologies Limited
Party 2 › Identifier › Legal Name Ecospend Technologies Limited
Party 2 › Address › Street The Wingate, Shaftesbury Avenue, London, England, W1D 5DY
Party 2 › Business size large
Party 2 › VCSEs No
Party 2 › Role supplier

Buyer

Name NS&I

Awards

Status active
Date 21 Nov 2025
Published 24 Sep 2026
Value › Value £0
Value › Currency GBP
Supplier › Name Ecospend Technologies Limited
Contract period › Start 30 Aug 2026
Contract period › End 29 Aug 2030
Description Contract includes one optional 12 month extension.
Document › Document 1 › Document type Award notice
Document › Document 1 › Description Awarded contract notice on Contracts Finder
Document › Document 1 › Link https://www.contractsfinder.service.gov.uk/Notice/230c8e3f-6025-4240-b...
Document › Document 1 › Published 24 Sep 2026
Document › Document 2 › Document type Tender notice
Document › Document 2 › Description ⭐ Click above to Apply (link to e-procurement portal)
Document › Document 2 › Link https://app.panacea-software.com/nsandi/
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